{
  "company": "Polygon Research",
  "product": "Mortgage Market Intelligence Platform",
  "description": "Comprehensive mortgage market intelligence software offering historical data analysis, real-time origination tracking, and prepayment risk analytics",
  "lastUpdated": "2024",
  "currency": "USD",
  "trialPeriod": "7 days",
  "billingOptions": ["monthly", "annual"],
  "suites": [
    {
      "id": "vision",
      "name": "Polygon Vision",
      "tagline": "Historical Market Intelligence",
      "description": "Deep dive into local market dynamics with comprehensive historical data including HMDA applications, demographics, transactions, and fair lending analysis",
      "bestFor": "Strategy, Marketing, Product Development, Fair Lending Compliance",
      "priceRange": {
        "monthly": { "min": 300, "max": 900 },
        "annual": { "min": 1560, "max": 6500 }
      },
      "tiers": [
        {
          "name": "Starter",
          "monthlyPrice": 300,
          "annualPrice": 1560,
          "annualMonthlyEquivalent": 130,
          "dataCoverage": "1 year",
          "features": {
            "appsIncluded": "HMDAVision, CensusVision",
            "geographicCoverage": "Tract + All Levels",
            "loanLevelDrillDown": true,
            "dataExport": "None",
            "support": "Email"
          }
        },
        {
          "name": "Pro",
          "monthlyPrice": 600,
          "annualPrice": 3200,
          "annualMonthlyEquivalent": 266.67,
          "dataCoverage": "2 years",
          "popular": true,
          "features": {
            "appsIncluded": "All Vision Apps",
            "geographicCoverage": "Tract + All Levels",
            "loanLevelDrillDown": true,
            "dataExport": "Per Chart",
            "support": "Priority Email"
          }
        },
        {
          "name": "Premium",
          "monthlyPrice": 900,
          "annualPrice": 6500,
          "annualMonthlyEquivalent": 541.67,
          "dataCoverage": "7 years",
          "features": {
            "appsIncluded": "All Vision Apps",
            "geographicCoverage": "Tract + All Levels",
            "loanLevelDrillDown": true,
            "dataExport": "Per Chart",
            "support": "Priority Email + Zoom"
          }
        }
      ]
    },
    {
      "id": "pulse",
      "name": "Polygon Pulse",
      "tagline": "Real-Time Origination Intelligence",
      "description": "Current look into origination trends, peer benchmarking, broker-lender relationships, credit scores, interest rates, and local market demographics",
      "bestFor": "Secondary Marketing, Sales Leadership, Broker Management",
      "priceRange": {
        "monthly": { "min": 120, "max": 500 },
        "annual": { "min": 1140, "max": 4800 }
      },
      "tiers": [
        {
          "name": "Starter",
          "monthlyPrice": 120,
          "annualPrice": 1140,
          "annualMonthlyEquivalent": 95,
          "dataYears": 1,
          "savings": "20%",
          "features": {
            "appsIncluded": "Base Pulse Apps",
            "loanLevelDrillDown": false,
            "dataExport": "None",
            "support": "Email"
          }
        },
        {
          "name": "Pro",
          "monthlyPrice": 225,
          "annualPrice": 2280,
          "annualMonthlyEquivalent": 190,
          "dataYears": 2,
          "popular": true,
          "features": {
            "appsIncluded": "All Pulse Apps",
            "loanLevelDrillDown": true,
            "dataExport": "Per Chart",
            "support": "Priority Email"
          }
        },
        {
          "name": "Premium",
          "monthlyPrice": 500,
          "annualPrice": 4800,
          "annualMonthlyEquivalent": 400,
          "dataYears": 5,
          "features": {
            "appsIncluded": "All Pulse Apps",
            "loanLevelDrillDown": true,
            "annualSocialEconomicSupplement": true,
            "dataExport": "Per Chart",
            "support": "Priority Email + Zoom"
          }
        }
      ]
    },
    {
      "id": "risk",
      "name": "Polygon Risk",
      "tagline": "Prepayment Analytics & MSR Portfolio Management",
      "description": "Advanced analytics tools for prepayment analysis, agency delinquency rates, servicing portfolio analysis and benchmarking",
      "bestFor": "Risk Management, Servicing, MSR Portfolio Management",
      "useCases": ["Prepayment forecasting", "MSR valuation", "Portfolio optimization", "Stress testing"],
      "dataSource": "Loan performance, Servicing data, MBS analytics",
      "updateFrequency": "Monthly",
      "timeHorizon": "Forward-looking + historical",
      "status": "Coming Soon",
      "contactSales": "https://calendly.com/polygonresearch/meet",
      "dataVolume": {
        "transactions": "250 billion"
      },
      "tiers": [
        {
          "name": "Starter",
          "description": "Essential prepayment analytics",
          "pricing": {
            "monthly": 420,
            "annual": {
              "monthlyEquivalent": 375,
              "totalAnnual": 4500
            }
          },
          "features": [
            "Core Risk analytics",
            "Prepayment modeling",
            "Basic MSR tools",
            "Email support",
            "2 user seats"
          ]
        },
        {
          "name": "Pro",
          "description": "Comprehensive risk management",
          "popular": true,
          "pricing": {
            "monthly": 620,
            "annual": {
              "monthlyEquivalent": 575,
              "totalAnnual": 6900
            }
          },
          "features": [
            "Full Risk suite access",
            "Advanced prepayment models",
            "Portfolio stress testing",
            "Priority support",
            "5 user seats",
            "Custom scenarios"
          ]
        },
        {
          "name": "Premium",
          "description": "Complete servicing intelligence",
          "pricing": {
            "monthly": 820,
            "annual": {
              "monthlyEquivalent": 775,
              "totalAnnual": 9300
            }
          },
          "features": [
            "Unlimited Risk access",
            "Loan-level data access",
            "Custom risk models",
            "Dedicated support",
            "Unlimited users",
            "API access",
            "Integration support"
          ]
        }
      ]
    }
  ],
  "includedWithAllPlans": [
    "7-day free trial",
    "Secure cloud access",
    "Email support",
    "Onboarding session",
    "Polygon Academy learning resources",
    "Collaboration features",
    "PDF reporting",
    "Interactive charts"
  ],
  "contact": {
    "sales": "https://calendly.com/polygonresearch/meet",
    "support": "Email support included with all plans"
  },
  "faqs": [
    {
      "question": "What is the difference between the Vision, Pulse, and Risk suites?",
      "answer": "Vision provides comprehensive historical market intelligence for strategic planning. Pulse delivers real-time broker channel and origination data for tactical decisions. Risk focuses on prepayment analytics and MSR portfolio management. Each suite addresses different business needs and can be used independently or together."
    },
    {
      "question": "Can I cancel anytime during the 7-day free trial?",
      "answer": "Yes, absolutely. You can cancel at any point during your 7-day free trial with no charges. Simply contact our support team or cancel directly from your account dashboard."
    },
    {
      "question": "Do you offer discounts for annual billing?",
      "answer": "Yes! Annual billing provides significant savings compared to monthly billing. Pulse offers up to 20% savings on annual plans."
    }
  ],
  "suiteComparison": [
    { "feature": "Primary Use", "vision": "Market Trends & Fair Lending", "pulse": "Real-Time Market Share", "risk": "Portfolio Management" },
    { "feature": "Data Source", "vision": "HMDA & Public Records", "pulse": "Broker Channel Originations", "risk": "Prepayment Models" },
    { "feature": "Time Horizon", "vision": "Historical (7+ years)", "pulse": "Current + 5 Years", "risk": "Forward-Looking" },
    { "feature": "Update Frequency", "vision": "Monthly/Quarterly/Annually", "pulse": "Monthly", "risk": "Daily" },
    { "feature": "Geographic Detail", "vision": "Census Tract Level", "pulse": "County Level", "risk": "Loan Level" },
    { "feature": "Best For", "vision": "Strategy & Compliance", "pulse": "Sales & Marketing", "risk": "MSR Analytics" }
  ]
}