About Polygon Research

We built the mortgage data layer we wished the industry had

Polygon Research combines Val Buresch’s mortgage-banking expertise with Greg Oliven’s leadership in data, analytics and technology. Together, we built the connected data layer behind our dashboards, education and governed AI.

Building analytical capacity Data + tools + education
One connected data layer A workbench for better housing-finance decisions.
Research + studies
Reports + immersive dashboards
Governed AI + MCP
Polygon Academy
138MHMDA loan records
6.9BGSE performance records
1,400+Learners educated

Our work with Fannie Mae’s Future Housing Leaders since 2020 shaped Polygon Academy’s on-demand approach to mortgage data, analytics and AI.

Our data foundation

Depth that creates confidence

We connect public records across the mortgage lifecycle, align definitions and geography, and preserve source lineage. The result is a dependable foundation for market, performance and risk decisions.

138MHMDA loan recordsApplication-level mortgage market detail
340MCensus and ACS person recordsDemographic, household and community context
3.91BAgency MBS data points2.26B GSE and 1.65B Ginnie Mae
6.9BLoan-level GSE performance records3.1B Fannie Mae and 3.8B Freddie Mac
715MLive county recorder rowsA continuously updated property transaction registry
3,200+U.S. counties coveredNatural hazard risk mapped to the census tract level
1,000+Broker-wholesale relationships mapped within our FHA market intelligence.
Our story

The questions came first. Then we built the data layer.

Val Buresch, CMB, spent years helping multi-billion-dollar lending businesses use data to understand markets, risk and communities. Greg Oliven, CTO, brought the engineering, cloud and analytics expertise to connect those sources at scale. Together, they built the data foundation behind Polygon Research.

01

Mortgage expertise

Val brings mortgage-banking judgment to questions of growth, fair lending, capital markets, performance and risk.

02

Data and technology

Greg architects the cloud, analytics and software that turn billions of records into usable mortgage intelligence.

03

Research and education

Our work as a data partner to NAHREP and other organizations informs sourced studies, interactive insights and courses that build analytical capacity.

Original methods

We build new ways to see the market

We develop transparent methods when the market needs a clearer measure. Each is documented, sourced and available in the same analytical environment our customers use.

PAI

We designed the Polygon Affordability Index, the first affordability index built on complete HMDA data and actual mortgage transactions.

Non-QM

We created an industry-first, transparent loan-level framework that classifies the full HMDA universe as QM, Non-QM or out of scope for market intelligence.

Source

Every study, dashboard, report and AI answer preserves the underlying sources, definitions and methodology.

How the work reaches you

Research, reports, dashboards and governed AI

One connected data layer powers our studies, reports, dashboards, Polygon Academy, MortgageData.ai and MCP access. Definitions, lineage and governance carry through every experience.

Explore MortgageData.ai →
Studies + reportsResearch partnerships and custom studies become clear, sourced analysis for boards, executives and industry organizations.
Immersive dashboardsExplore complete datasets through maps, charts, filters, peer comparisons and exportable reports.
Governed AI + MCPA mortgage-specific semantic layer grounds every answer. Sources are cited, and our MCP server extends the same governance to approved AI agents and workflows.
Education + coachingOur work with more than 1,400 Fannie Mae Future Housing Leaders shaped Polygon Academy’s on-demand courses in mortgage data analytics, data literacy and AI.
Client perspective

Trusted for clarity and depth.

“Polygon’s HMDAVision app is a powerful interactive tool for anyone looking to utilize the full depth and breadth of the HMDA dataset.”
Mike MayerSenior Policy Analyst, Stratmor
“I have been extremely pleased with how easy Polygon Research’s tools are to use and how quickly they update their data.”
Alex BlumGeneral Manager, Mortgage Research Center
“HMDAVision is so much more than a fair lending tool – it will deeply impact your marketing team and its efforts as well. No serious lender should be without it.”
Debra LeoneAssociate General Counsel, Hudson Valley Credit Union
Independent by design

Family-owned and built for the long term

Polygon Research is bootstrapped. We invest patiently in the data foundation, remain independent across lenders and vendors, and answer to our customers.

Meet the Polygon Research team →
Mortgage expertiseVal Buresch, CMB, Founder and CEO
Data and technologyGreg Oliven, CTO, leads architecture, analytics and software
We know the dataEvery source, definition and data point
Explore Polygon Research

See what connected mortgage intelligence makes possible.

Explore the dashboards, ask MortgageData.ai or start with our public charts and reports.