01
MBS Pivot
Analyze agency mortgage originations, rates, credit characteristics, loan structure, geography, and seller or issuer activity.
POLYGON PULSE
Understand today’s mortgage market. See what is shaping demand.
Polygon Pulse brings current agency originations, FHA endorsements, and household and economic data into one market intelligence suite. Follow lending activity, compare markets, and understand the people behind demand.
ONE SUITE. THREE PERSPECTIVES.
See the market from production to people
Mortgage activity tells only part of the story. Polygon Pulse connects current lending patterns with the economic and household forces that help explain where opportunity is forming.
02
FHA Pivot
Track FHA production, rates, channels, lenders, wholesale relationships, and local market activity from endorsement data.
03
CPS Pivot
Explore employment, household characteristics, homeownership, migration, and the changing composition of housing demand.
01 · MBS PIVOT
See what the agency market is doing now
MBS Pivot unifies loan-level disclosure data from Fannie Mae, Freddie Mac, and Ginnie Mae. Examine production and pricing within the exact segment that matters to your business.
- Track origination volume and interest rates over time
- Examine credit score, CLTV, DTI, property type, and loan purpose
- Compare states, markets, agencies, sellers, and issuers
- Understand the composition of production inside a filtered segment
02 · FHA PIVOT
Follow FHA lending by lender, channel, and market
FHA Pivot turns monthly endorsement data into a practical view of the FHA market. See where production is changing, which lenders are active, and how retail and wholesale channels differ.
- Monitor FHA lending, rates, loan size, and purchase or refinance mix
- Compare lender production within states, counties, and ZIP codes
- Identify wholesale relationships and channel concentration
- Evaluate market position in an important first-time buyer segment
03 · CPS PIVOT
Understand the people behind housing demand
CPS Pivot adds the demand-side context that mortgage production data cannot provide on its own. Explore who lives, works, moves, rents, and owns across states and metropolitan areas.
- Follow employment, unemployment, and labor-force participation
- Study household income, age, generation, education, and occupation
- Understand relocation patterns and reasons for moving
- Compare household and demographic change across markets
QUESTIONS POLYGON PULSE HELPS ANSWER
Move from a market headline to a usable answer
01
Where is current production changing?
Track agency and FHA activity across products, lenders, channels, and geographies.
02
What is happening inside a loan segment?
Analyze rates, credit characteristics, leverage, property types, and loan structure together.
03
Who is active in a local market?
Compare lenders, sellers, issuers, and wholesale relationships at a useful geographic level.
04
What may be shaping demand next?
Connect mortgage activity with employment, migration, household, and demographic change.
BUILT FOR MARKET DECISIONS
Useful across mortgage strategy and housing analysis
Mortgage executives
Monitor current production and understand how market composition is changing.
Production and secondary teams
Study rates, loan characteristics, agency activity, and competitor positioning.
Sales and business development
Identify lender activity, wholesale relationships, and promising local markets.
Housing and policy analysts
Connect lending patterns with employment, mobility, and household demand.
SEE POLYGON PULSE IN YOUR MARKET