Pricing

Where will your next two loans come from?

Understand your local market, find opportunities, and build a practical plan to win more business. Ask questions in plain English or start with a ready-made market report.

Better intelligence for your business. Better equipped people to use it.

Mortgage intelligence for growth, fair lending, and risk. Shared numbers for the whole team, callable from your own AI tools, with the source and date on every one.

Free

$0

See which lenders are winning any county in the latest available month, dated and sourced. 15 answers a month. No credit card.

Start free

Which one are you?

Billing

Originator Individual plan

Find your next opportunity

For loan officers and brokers who want to understand their local market, know the competition, and find new business.

Find where the business is

Explore lending activity and opportunities by county and ZIP code.

Know your competition

Research lenders, loan officers, and local market activity.

Build your market plan

Turn local intelligence into practical prospecting and referral strategies.

$ 49 /month

Billed monthly

$ 41 /month

$490 billed annually

  • ✓1 Market Opportunity Report credit a month
  • ✓Local market views and lender comparisons
  • ✓Top loan officers by county, by name
  • ✓Every number shows its source and date.
  • ✓100 answers a month
  • ✓Self-paced onboarding
Choose Originator Choose Originator

Analyst Professional plan

Go deeper in your markets

For the fair lending analyst, marketing, or capital-markets lead at a lender, bank, or credit union who produces the numbers leadership asks for.

Benchmark your institution

Market share, lender rankings, and product trends across your footprint.

Explain performance

Agency credit performance, delinquency, prepayments, and exits by vintage.

Deliver the analysis

Run, export, and share analyses and reports your leadership can act on.

$ 249 /month

Billed monthly

$ 208 /month

$2,490 billed annually

  • 3 report credits a month
  • Polygon Vision Pro and Polygon Pulse Pro dashboards
  • Performance analytics by vintage
  • Top loan officers by county, by name
  • 500 answers a month
  • Priority email support and live onboarding sessions
Choose Analyst Choose Analyst

Team Executive plan

Equip your team to compete and grow

For leadership and strategy teams at lenders, banks, and credit unions deciding where the next dollar, branch, and recruit go.

Decide where to allocate

Which markets, products, and channels are moving, and where you are losing share and to whom.

Recruit with evidence

Full loan-officer rosters and production analytics, by market.

Put the numbers inside your own tools

Your team's AI assistant and agents call the same data through MCP. Usage metered.

$ 2,400 /month

Billed monthly

$ 2,000 /month

$24,000 billed annually

5 named seats included. Additional seats $300/mo.

Start Team Start Team
  • 10 report credits a month
  • Quarterly market brief tailored to your footprint
  • Polygon Vision Premium and Pulse Premium: 8 years of HMDA, 5 years of MBS and FHA
  • Full MLO rosters, uncapped
  • MCP access for your own AI tools, metered separately
  • Unlimited answers per seat, subject to fair use
  • 2-hour onboarding, priority support, private customer forum

Institution Enterprise plan

Build an enterprise-wide intelligence and training program

Bring market intelligence, talent development, fair-lending analysis, and strategic decision-making together in a program tailored to your organization.

Benchmark fair lending against peers

Denial, pricing, and demographic patterns at market grain, in the HMDA fair-lending context.

Grow and recruit across the footprint

Market share, expansion opportunities, and loan-officer recruiting across every market you serve.

License and integrate

Custom-volume MCP and API access, data licensing, and custom data programs.

Talk to us
  • ✓Everything in Team
  • ✓10+ seats
  • ✓Custom-volume MCP and API access
  • ✓Data licensing and custom data programs
  • ✓Institutional terms, procurement, and security review

Working with others? Team plans start at five seats. See Company plans.

Need one seat? See the Analyst plan under Individual.

Business applications

What can your organization accomplish?

Market growth and competitive intelligence

Analyze market share, evaluate competitors, identify local opportunities and referral relationships, and develop tailored business strategies. Build realistic and effective market plans.

MLO recruiting, development, and performance

Identify recruiting prospects, benchmark production, strengthen coaching, and support talent retention.

Fair lending and risk management

Analyze demographic and geographic lending patterns, compare lending activity with market conditions, and support informed monitoring and review.

Compare plans

Benefits, access and service

FeatureOriginatorAnalyst
What can I accomplish?
Find opportunities by county and ZIP✓Included✓Included
Research lenders and competitors✓Included✓Included
Identify active LOs in my market (by name, county)✓Included✓Included
Understand local homebuyers and households✓Included:One year or limited by source✓Included:Dashboards with multiple years
Study lending and market-share trends✓Included:One year or limited by source✓Included:Dashboards with multiple years
Get ready-made local market reports✓Included:1 credit/month✓Included:3 credits/month
Analyze agency lending and loan performanceNot included✓Included
Wholesale/correspondent partner evaluationNot included✓Included
Finding correspondent buyers for CRA loan salesNot included✓Included
Product developmentNot included✓Included
Market entry, exit and branch placementNot included✓Included
M&A and strategic planningNot included✓Included
Fair lending and CRA analysis/action plansNot included✓Included
MLO recruiting and retention planningNot included✓Included
How much can I do?
Questions included each month 100/month 500/month
Market reports included each month 1 credit/month 3 credits/month
Reporting and research capacity One year or limited by source Dashboards with multiple years
What tools and support are included?
Natural-language mortgage research✓Included✓Included
Specialized intelligence toolsNot included✓Included:Polygon Vision Pro and Polygon Pulse Pro
Sources and data dates✓Included✓Included
Support responseNot included:No committed response time✓Included:Premier Support 24x365
Priority email supportNot included✓Included
Live support sessionsNot included✓Included:Microsoft Teams or Livestorm

Compare plans

Benefits, access and service

FeatureTeamInstitution
Market and competitive intelligence
Mortgage market research and analysis✓Included✓Included:Organization-wide
Market share and lender benchmarking✓Included✓Included:Organization-wide
Local market opportunities✓Included✓Included:Organization-wide
Competitor and lender profiles✓Included✓Included:Organization-wide
Referral-partner intelligence✓Included✓Included:Organization-wide
Business development and go-to-market planning✓Included✓Included:Tailored program
Reports and visualizations✓Included✓Included:Specialized
Talent and sales performance
MLO recruiting intelligence✓Included✓Included:Organization-wide
MLO production benchmarking✓Included✓Included:Organization-wide
Market and individual performance analysis✓Included✓Included:Organization-wide
Sales coaching and development applications✓Included✓Included:Tailored
Talent management and retention intelligence✓Included✓Included:Tailored
Fair lending and risk
Fair-lending scans✓Included✓Included:Organization-wide
Demographic lending patterns✓Included✓Included:Organization-wide
Geographic lending patterns✓Included✓Included:Organization-wide
Market comparisons✓Included✓Included:Organization-wide
Risk monitoring and strategic analysis✓Included✓Included:Tailored
Organizational capabilities
Named seats✓Included:5 included, $300/mo each additional✓Included:10+ seats
Onboarding✓Included:2-hour onboarding✓Included:Organization-wide
Polygon Vision Premium and Pulse Premium✓Included✓Included:Tailored
Loan performance✓Included✓Included:Tailored
Answers✓Included:Unlimited per seat✓Included:By agreement
Report credits✓Included:10/month✓Included:By agreement
Quarterly market brief✓Included✓Included:By agreement
Team collaboration and shared analysis✓Included✓Included:Organization-wide
Administrative access and controls✓Included✓Included:Tailored
Source and date on every number✓Included✓Included:Organization-wide
MCP and API access✓Included:MCP, metered separately✓Included:Custom-volume MCP and API
Data licensing and custom data programsNot included✓Included
Custom deployment and implementationNot included✓Included
Consulting and expert support✓Included:Priority email and live support 24x365✓Included:Tailored

Unlimited answers are subject to fair use. Institution scope and terms are agreed for your organization.

MCP access

Mortgage intelligence for your AI tools

Put Polygon intelligence to work across the systems your teams already use, with consistent definitions and traceable sources.

Connect intelligence to real workflows

  • Feed connected evidence into fair lending and compliance workflows
  • Enrich CRM systems with market and lender context
  • Connect mortgage intelligence to forecasting models and planning systems
  • Build lender profiles and competitive market analyses
  • Evaluate lending partners, market opportunities and loan performance

These are example applications. Your organization determines its connected workflows and agreed data scope.

How to get MCP access

Included with Team and Institution for your own AI tools and agents; usage is metered separately. Custom-volume MCP and API access and data licensing come with Institution.

Discuss MCP access →

No subscription required

Need a report, not a subscription?

Buy a Market Opportunity Report for any county. No account required.

Browse reports →

Included with subscriptions

Reports and credits

Paid subscriptions include monthly report credits. Need more? Buy any report outright.

Unused credits bank while you subscribe, up to six.

Fair use applies per named seat. Seats are named and reassignable by the account admin. MCP access is included with Team and Institution for your own AI tools and agents; usage is metered separately.

Questions

Pricing FAQs

Originator or Analyst: which one is for me?

Originator is for loan officers and brokers who want to understand their local market, know the competition, and find new business. Analyst is for the analyst, marketing, or capital-markets lead at a lender, bank, or credit union. It adds Polygon Vision Pro and Polygon Pulse Pro dashboards, performance analytics by vintage, 3 report credits a month, and 500 answers a month. Both include top loan officers by county, by name.

Can I cancel my subscription at any time?

Yes. You can cancel at any time. Your subscription stays active through the end of your current paid billing period, and you will not be charged again.

How does annual billing work?

Annual subscriptions are billed once a year at the annual total shown above and include a discounted effective monthly rate. Your subscription renews annually unless you cancel before the renewal date.

What is included with Team?

Team includes 5 named seats, 10 report credits a month, a quarterly market brief tailored to your footprint, Polygon Vision Premium and Pulse Premium, full MLO rosters, MCP access for your own AI tools metered separately, unlimited answers per seat subject to fair use, and 2-hour onboarding, priority support, and a private customer forum. Additional seats are $300/mo.

How does MCP access work?

MCP access is included with Team and Institution for your own AI tools and agents; usage is metered separately. Custom-volume MCP and API access come with Institution.

What happens to unused report credits?

Unused credits bank while you subscribe, up to six. Need more? Buy any report outright.