Top 10 Agency Lenders 2025 YTD
Report Overview
Data Source: MBS Pivot | Reporting Period: Year-to-Date 2025 through June | Ranking Methodology: Agency loan count | Market Coverage: Fannie Mae, Freddie Mac, Ginnie Mae originations
Top 10 Agency Lenders Performance Data (2025 YTD)
Seller/Issuer YTD 2025 June - Loan Count Loan Volume ($ Billion) Average Loan Amount ($)
UNITED WHOLESALE MORTGAGE LLC 142,876 $54.83 $383,735
PENNYMAC LOAN SERVICES LLC 119,001 $43.19 $362,961
ROCKET MORTGAGE LLC 104,709 $31.87 $304,333
FREEDOM MORTGAGE CORP 65,929 $25.16 $381,606
NEWREZ LLC 55,787 $20.72 $371,450
AMERIHOME MORTGAGE COMPANY LLC 54,936 $19.29 $351,114
NATIONSTAR MORTGAGE LLC 38,303 $12.85 $335,445
PLANET HOME LENDING LLC 28,097 $8.70 $309,612
CROSSCOUNTRY MORTGAGE LLC 27,865 $10.37 $372,041
JPMORGAN CHASE BANK NA 24,552 $7.69 $313,038
Data Attribution
Source: Polygon Research MBS Pivot | Copyright: © 2025 Polygon Research. All rights reserved. |Data Currency: Through June 2025
Treat this ranking as a strategy dashboard, not a vanity list. UWM, Pennymac, and Rocket now define the scale, broker coverage, and algorithm-driven pricing needed to keep GSE executions inside the money. Their larger average balances flag purchase momentum in high-cost MSAs where spread still exists.
Freedom, Newrez, and AmeriHome show correspondent aggregation remains a profitable hedge for midsize lenders against rate and fallout shocks. JPMorgan Chase’s cameo - only by loan count - confirms deposits no longer guarantee agency relevance; secondary-market tech and warehouse agility do.
Use the table to stress-test your capital-markets stack, right-size warehouse lines, and decide whether to partner with, emulate, or acquire the players now setting MSR values for the back half of 2025.
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