Top 10 Agency Lenders 2025 YTD
Report Overview
Data Source: MBS Pivot | Reporting Period: Year-to-Date 2025 through June | Ranking Methodology: Agency loan count | Market Coverage: Fannie Mae, Freddie Mac, Ginnie Mae originations
Top 10 Agency Lenders Performance Data (2025 YTD)
Seller/Issuer YTD 2025 June - Loan Count Loan Volume ($ Billion) Average Loan Amount ($)
UNITED WHOLESALE MORTGAGE LLC 142,876 $54.83 $383,735
PENNYMAC LOAN SERVICES LLC 119,001 $43.19 $362,961
ROCKET MORTGAGE LLC 104,709 $31.87 $304,333
FREEDOM MORTGAGE CORP 65,929 $25.16 $381,606
NEWREZ LLC 55,787 $20.72 $371,450
AMERIHOME MORTGAGE COMPANY LLC 54,936 $19.29 $351,114
NATIONSTAR MORTGAGE LLC 38,303 $12.85 $335,445
PLANET HOME LENDING LLC 28,097 $8.70 $309,612
CROSSCOUNTRY MORTGAGE LLC 27,865 $10.37 $372,041
JPMORGAN CHASE BANK NA 24,552 $7.69 $313,038
Data Attribution
Source: Polygon Research MBS Pivot | Copyright: © 2025 Polygon Research. All rights reserved. |Data Currency: Through June 2025
This table shows which lenders originated the most agency loans through June 2025. Agency loans are those sold to Fannie Mae, Freddie Mac, or Ginnie Mae - typically the bread and butter of mortgage lending.
A few things stand out: UWM leads with nearly 143,000 loans, while their average loan size ($384K) suggests loans with higher LTV, or more purchase volume. The correspondent lenders (Freedom, Newrez, AmeriHome) aggregate loans from smaller originators, which explains their strong showing despite not being household names.
Chase appears only by loan count - their volume ranking would be much lower. This reflects how even large banks struggle to scale agency lending profitably in today's environment.
For credit unions, this data helps benchmark your mortgage operation. Where do you fit in terms of volume and average loan size?
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