Top Investment Property Lenders

This ranking was compiled by Polygon Research using HMDAVision to analyze the complete 2018-2024 HMDA dataset. The analysis isolates all originated home purchase loans for one-to-four unit investment properties. Lenders are then ranked by their total origination volume to identify the top 10 performers in the market.

The rank color-coding provides a snapshot of the shifting competitive landscape: green signifies a rank increase, red a decrease, and black no change from the prior period.

Notably, the high ranking of two builder-affiliated lenders, LENNAR MORTGAGE (#4) and DHI MORTGAGE (#7), warrants special attention. Their significant YoY growth (75.3% and 42.2%, respectively) is not accidental but seems to be the direct result of a deliberate strategy, especially in the case of LENNAR. They are financing the sale of their parent companies’ new construction homes to investor-buyers. Their success is a reflection of their parent companies’ sales strategies rather than open-market competition.

This insight is especially helpful when you need to justify strategic partnerships. Approach regional and national builders who lack a dedicated lending arm to create mutually beneficial partnerships.