Both Polygon Research and iEmergent are browser-based platforms that support geospatial mortgage market analysis.
Polygon Research delivers full mortgage market intelligence as SaaS. Teams analyze current loan-level originations, borrower behavior, loan channels, Non-QM activity, fair lending outcomes, peer benchmarks, capital markets, and servicing risk—directly in the platform.
iEmergent focuses on origination forecasts, reports, and lists. Deeper insight—such as channel opportunity, Non-QM segmentation, side-by-side comparison, or strategic interpretation—typically requires consulting, increasing cost and slowing iteration.
Polygon Research enables dynamic market segmentation, custom peer groups, borrower profiles, and comparative analytics at scale.
iEmergent offers basic borrower demographics, such as race and ethnicity, but lacks more detailed view into borrower age, sex, and income, as well as borrower shopping behavior, loan product and pricing intelligence.
Polygon Research spans the full mortgage lifecycle, from market opportunity through capital markets and servicing. iEmergent remains centered on what happened at origination.
Polygon Research enables teams through built-in education and shared analytics. iEmergent delivers insight primarily through services.
Polygon Research offers transparent, SaaS-based pricing with publicly available plans and a free trial. Pricing starts at $130 per month for Polygon Vision Starter, and $120 for Polygon Pulse Starter (billed annually). Monthly subscriptions are also offered. There are no contracts and subscribers get immediate access to the Polygon platform.
At every tier, Polygon Research includes embedded strategic expertise. Market segmentation, peer benchmarking, fair lending analysis, and go-to-market insights are packaged directly into the software—so teams can move faster without relying on external consultants.
iEmergent does not publicly disclose pricing and does not offer a free trial. While browser-based, it is not delivered as pure SaaS in practice. Customers choose between Strategic Advisory, White-Glove, Hybrid, or Self-Serve options, with deeper insight typically tied to consulting engagements, contracts, and project timelines.
Polygon Research also offers strategic advisory—but Polygon Research leads with software first. Much of what other providers sell as consulting is built into the Polygon products themselves, including in starter plans.
Polygon Research prices intelligence like SaaS. iEmergent prices insight like consulting.
"Polygon Research is the gold standard for HMDA data. Their tools are easy to use, their data updates are the fastest in the industry, and their team is exceptionally resourceful. If you need clarity and speed in mortgage data, this is the team to work with."
"When I need to quickly evaluate a specific loan segment, I use Polygon Pulse. MBS Pivot’s loan-level originations data across all three agencies makes it easy to scope analysis to precise ranges—such as loans under $125,000—without friction."
"The team at Polygon Research is outstanding. Their training helped me master data wrangling and analysis, giving me the confidence to 'meet the moment' as a mortgage analyst. Highly recommended for anyone looking to level up their data game."
"HMDAVision is our premier source for HMDA data. The platform is fast, accurate, and easy to use. It’s essential for tracking lender rankings and volumes, allowing us to quickly turn raw data into actionable insights for our clients."
"HMDAVision goes beyond compliance to offer a whole new perspective on your lending activity and market impact. It’s an essential tool for any serious lender looking to turn data into a powerful narrative for both fair lending and marketing."
