Both Modex and Polygon Research are browser‑based platforms that help mortgage lenders understand production activity, but they address different needs. Modex is designed primarily for recruiting, prospecting, and relationship intelligence, offering loan‑officer and agent contact data, employment history, production metrics, inferred Non‑QM indicators, MLS insights, and lender/agent relationship mapping. It excels at showing who is producing, where they operate, and which partners they work with.
Polygon Research goes far beyond prospecting. It delivers comprehensive mortgage market intelligence that includes all of Modex’s recruiting and production‑visibility use cases, plus deeper analytics across the full mortgage lifecycle. Users can analyze loan‑level originations, demographic shifts, borrower shopping behavior, channel mix, pricing patterns, statutory Non‑QM classification at the loan-level, fair‑lending outcomes, peer benchmarks, market share, capital‑markets exposure, natural hazard risk exposure, and servicing risk—all directly in the platform.
Where Modex surfaces leads and relationships, Polygon enables true mortgage‑market strategy through dynamic segmentation, custom peer groups, borrower profiles, competitive positioning, and comparative analytics at scale.
Modex focuses on LO recruitment with pricing tied to hiring outcomes: subscription fees plus success-based placement fees (typically basis points on future loan production over 12+ months). This aligns cost with recruiting activity rather than market analysis.
Polygon Research provides market intelligence built on microdata and across the housing finance value chain through transparent SaaS subscriptions. Fixed pricing delivers unlimited access to 124M+ HMDA loans, 335M+ demographic records, monthly agency data, fair lending tools, competitive analysis, and risk modeling—without placement fees or production-based costs. Investment is predictable and scales with your analytical needs, not hiring volume.
For strategic market intelligence, Polygon Research offers comprehensive data at transparent, predictable pricing.
"Polygon Research is the gold standard for HMDA data. Their tools are easy to use, their data updates are the fastest in the industry, and their team is exceptionally resourceful. If you need clarity and speed in mortgage data, this is the team to work with."
"When I need to quickly evaluate a specific loan segment, I use Polygon Pulse. MBS Pivot’s loan-level originations data across all three agencies makes it easy to scope analysis to precise ranges—such as loans under $125,000—without friction."
"The team at Polygon Research is outstanding. Their training helped me master data wrangling and analysis, giving me the confidence to 'meet the moment' as a mortgage analyst. Highly recommended for anyone looking to level up their data game."
"HMDAVision is our premier source for HMDA data. The platform is fast, accurate, and easy to use. It’s essential for tracking lender rankings and volumes, allowing us to quickly turn raw data into actionable insights for our clients."
"HMDAVision goes beyond compliance to offer a whole new perspective on your lending activity and market impact. It’s an essential tool for any serious lender looking to turn data into a powerful narrative for both fair lending and marketing."
