Polygon Research vs. Modex: Mortgage Market Intelligence Comparison

Compare Polygon Research and Modex across MLO recruiting, market intelligence, analytical breadth, access and pricing.
Polygon
Research
Modex

Market Trends & Geographic Insights

Loan Product Trends & Insights

Borrower Insights

Competitive & MLO Performance Insights

Fair Lending intelligence

End-to-End mortgage analytics coverage

Enablement, learning & team advantage

Pricing and Licensing

Last updated: 07/26/2026
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Polygon Research
vs.
Modex
features

Modex and Polygon Research both support mortgage production analysis, geographic research and MLO recruiting. Modex is particularly strong when the immediate task is finding and contacting loan officers. It combines production and employment histories, licensing and contact data, agent relationships, saved searches and CRM workflows.

Polygon Research supports the same recruiting and sales-expansion work with MLO production, mortgage origination and county-recorder property data. It then connects those opportunities to market size, borrower and community demand, product and credit-box trends, custom peer benchmarks, fair-lending analysis, agency and FHA activity, Non-QM, affordability and environmental risk.

That wider context matters. A productive MLO may still be a poor fit if the person’s products, relationships or markets do not support the lender’s strategy. Polygon Research lets recruiters evaluate the opportunity while strategy, product, compliance, secondary-market and community teams work from the same analytical environment.

Modex is a focused choice for recruiting and relationship activation. Polygon Research is the more comprehensive choice for MLO recruiters and mortgage organizations that need to recruit, expand and make rigorous decisions across teams.

MortgageData.ai Mortgage Market Dynamics table comparing lender production, market share, rates, costs and year-over-year performance.
Polygon Research
vs.
Modex
pricing

Modex Recruit publishes pricing from $150 per month per seat for one-state access and $250 per month per seat for nationwide access. Modex Profiles uses a separate success-based placement model, so buyers should confirm the applicable subscription, placement and contract terms.

Polygon Research provides nationwide access starting at $199 per month or $166 per month billed annually. Pricing is public, access is browser-based, and customers can choose monthly or annual subscriptions. Monthly access lets teams start without a long-term commitment.

MortgageData.ai also has a forever-free tier. Polygon Research combines recruiting intelligence with mortgage, property, agency, borrower, community and risk data, with an AI assistant across those connected datasets.

MortgageData.ai agency credit-performance dashboard with Fannie Mae, Freddie Mac and Ginnie Mae delinquency and exit trends.

Polygon Research, the best mortgage market intelligence platform

Browser-based
End-to-end
Easy to use

Instant access to mortgage market intelligence

Stop waiting for partial mortgage market intelligence solutions. Polygon gives your team the freedom to access deep, loan-level insights from any modern browser, the second you need them.

It is a single source of truth that eliminates the friction of "requesting access" and puts the data where it belongs: in your hands.
All Polygon Research apps shown in a web-browser.

Manage everything with our end-to-end intelligence platform

Most platforms force you to over-index on MLO recruiting, but the market is much bigger than that. We provide end-to-end visibility—connecting advanced borrower demographics (including age, income, and sex) and neighborhood trends to loan performance and integrated climate risk exposure. You can move away from canned, generalized statistics that often conflict and are impossible to explain.

We deliver this at the loan-level, giving you the power to manage your entire strategy without blind spots.
FHA Pivot lender production table and market map for a selected county.

Experience intuitive mortgage market intelligence

Polygon Research tames the complexity of mortgage data so you can stop "crunching" and start leading. Every interaction with Polygon Research grows the data fluency and analytics capacity of your team, creating a solid foundation for the AI-driven future.

Get instant answers with repeatable, stunning visualizations that are ready to share—with total confidence—in boardrooms, investor decks, or with borrowers.
CPS Pivot dashboard showing household relocation patterns, destinations and reasons for moving.

"Polygon Research is the gold standard for HMDA data. Their tools are easy to use, their data updates are the fastest in the industry, and their team is exceptionally resourceful. If you need clarity and speed in mortgage data, this is the team to work with."

Alex Blum at MRC
Alex Blum
General Manager, MRC

"When I need to quickly evaluate a specific loan segment, I use Polygon Pulse. MBS Pivot’s loan-level originations data across all three agencies makes it easy to scope analysis to precise ranges—such as loans under $125,000—without friction."

Mike Eshelman Headshot
Mike Eshelman
CMO | Marketing Consultant

"The team at Polygon Research is outstanding. Their training helped me master data wrangling and analysis, giving me the confidence to 'meet the moment' as a mortgage analyst. Highly recommended for anyone looking to level up their data game."

Marcos Lopez photo
Marcos Lopez
Law student, UMD

"HMDAVision is our premier source for HMDA data. The platform is fast, accurate, and easy to use. It’s essential for tracking lender rankings and volumes, allowing us to quickly turn raw data into actionable insights for our clients."

Nicole Yung Senior Partner STRATMOR
Nicole Yung
Senior Partner, Stratmor

"HMDAVision goes beyond compliance to offer a whole new perspective on your lending activity and market impact. It’s an essential tool for any serious lender looking to turn data into a powerful narrative for both fair lending and marketing."

A photo of Debra Leone at Credit Union
Debra Leone
Chief Compliance Officer, HVCU

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