RETR and Polygon Research both support recruiting and sales expansion. RETR focuses on finding agents and MLOs, identifying refinance opportunities, exporting contacts and moving prospects into CRM workflows. It is a practical tool for building and activating a prospect list.
Polygon Research supports the same recruiting work with MLO production, mortgage origination and county-recorder property data. County-recorder, mortgage application and agency data extend back to 2000, while MLO production data begins in 2017.
Polygon Research then connects recruiting opportunities to market sizing, borrower and community demand, custom peer benchmarking, fair-lending analysis, agency and FHA lending, product and credit-box analysis, Non-QM, affordability and environmental risk. This helps lenders decide where to grow, whom to recruit, which products to offer and where compliance or market risks may emerge.
RETR is a focused choice for prospecting and relationship activation. Polygon Research is the more comprehensive choice for MLO recruiters and mortgage organizations that need to recruit, expand and make rigorous decisions across sales, strategy, product, compliance, secondary-market and community teams.

RETR publishes individual pricing at $199 per month, or $2,189 billed annually, equivalent to $182.42 per month. Export credits are limited, LO Recruit costs an additional $100 per month, and enterprise pricing is custom. Its 14-day trial requires a credit card and converts to a paid subscription unless cancelled.
Polygon Research provides nationwide access starting at $199 per month or $166 per month billed annually. Pricing is public, access is browser-based, and ordinary analysis is not governed by export-credit packages.
MortgageData.ai also has a forever-free tier. Polygon Research combines recruiting intelligence with mortgage, property, agency, borrower, community and risk data, with an AI assistant across those connected datasets.




"Polygon Research is the gold standard for HMDA data. Their tools are easy to use, their data updates are the fastest in the industry, and their team is exceptionally resourceful. If you need clarity and speed in mortgage data, this is the team to work with."

"When I need to quickly evaluate a specific loan segment, I use Polygon Pulse. MBS Pivot’s loan-level originations data across all three agencies makes it easy to scope analysis to precise ranges—such as loans under $125,000—without friction."

"The team at Polygon Research is outstanding. Their training helped me master data wrangling and analysis, giving me the confidence to 'meet the moment' as a mortgage analyst. Highly recommended for anyone looking to level up their data game."

"HMDAVision is our premier source for HMDA data. The platform is fast, accurate, and easy to use. It’s essential for tracking lender rankings and volumes, allowing us to quickly turn raw data into actionable insights for our clients."

"HMDAVision goes beyond compliance to offer a whole new perspective on your lending activity and market impact. It’s an essential tool for any serious lender looking to turn data into a powerful narrative for both fair lending and marketing."