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First-Time Homebuyers in 2025: Crisis or Market Shift? A Data-Driven Look
4 minutes
July 8, 2025
Data shows first-time buyers are still active in 2025. Explore what’s really happening in the housing market beyond the headlines.
Data shows first-time buyers are still active in 2025. Explore what’s really happening in the housing market beyond the headlines.
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March 9, 2022
5 minutes
What is HMDA Geographic Granularity
Explaining what it is, and the analysis that can be done with HMDA data
Explaining what it is, and the analysis that can be done with HMDA data

March 2, 2022
15 minutes
What is the largest source of unsubsidized affordable housing?
Manufactured housing plays a crucial role in increasing affordable housing supply.
Manufactured housing plays a crucial role in increasing affordable housing supply.

February 28, 2022
5 minutes
The intersection between competing for business and serving your community

January 26, 2021
5 minutes
Mind the Gap: Minority Lending Landscape
We take a look at the disparate impact terrain with regard to how individual lenders can utilize HMDA data to inform themselves of gaps in their lending practices in order to mitigate regulatory risk and potential litigation.
We take a look at the disparate impact terrain with regard to how individual lenders can utilize HMDA data to inform themselves of gaps in their lending practices in order to mitigate regulatory risk and potential litigation.
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February 5, 2021
5 minutes
FHA Lending December 2020
A review of FHA production results based on HUD's monthly Single-Family SnapShot Data
A review of FHA production results based on HUD's monthly Single-Family SnapShot Data

February 16, 2021
10 minutes
Mind the Gap: Single-Family Lending
Regulators and lending institutions have started to address structural barriers in US lending to minorities.
Regulators and lending institutions have started to address structural barriers in US lending to minorities.