Blog
2025 Polygon Research Review: What We Shipped
7 minutes
December 23, 2025
What Polygon Research shipped in 2025: loan-level mortgage market intelligence, predictive models, pricing analysis, and market insights.
What Polygon Research shipped in 2025: loan-level mortgage market intelligence, predictive models, pricing analysis, and market insights.
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January 24, 2025
7 minutes
Wildfires, Mortgage, and the Role of Open Data
The January 2025 wildfires in Los Angeles County spotlight the growing financial risks of natural disasters. We discuss the role of open data in understanding these risks.
The January 2025 wildfires in Los Angeles County spotlight the growing financial risks of natural disasters. We discuss the role of open data in understanding these risks.
January 15, 2025
7 minutes
Reflections on Three Financial Crises
Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights
Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights
December 18, 2024
2 minutes
Fed Rate Cut 2024: What It Means for Mortgage Lenders
The Fed policy rate is now a full percentage point below its peak
The Fed policy rate is now a full percentage point below its peak
November 15, 2024
5 minutes
Refi Gains Momentum with Rates Dipping Below 6%
October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.
October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.
November 1, 2024
5 minutes
Why Shallow Fair Lending Analysis Hurts Both Lenders and Consumers
The importance of putting fair lending at the heart of lender's operations.
The importance of putting fair lending at the heart of lender's operations.
October 12, 2024
5 minutes
Citadel Credit Union’s Settlement with the DOJ - A Turning Point for Credit Union Lending
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.