Blog
What Does the ARM Comeback Mean for Mortgage Lenders in 2025?
5 minutes
November 3, 2025
Explore the implications of adjustable-rate mortgages (ARMs) resurgence for lenders in 2025. Polygon Research's analysis offers forward-looking insights via HMDA, Census, RMBS, and FHA data, covering risks, opportunities, and strategies in evolving housing finance.
Explore the implications of adjustable-rate mortgages (ARMs) resurgence for lenders in 2025. Polygon Research's analysis offers forward-looking insights via HMDA, Census, RMBS, and FHA data, covering risks, opportunities, and strategies in evolving housing finance.
November 1, 2024
5 minutes
Why Shallow Fair Lending Analysis Hurts Both Lenders and Consumers
The importance of putting fair lending at the heart of lender's operations.
The importance of putting fair lending at the heart of lender's operations.
October 12, 2024
5 minutes
Citadel Credit Union’s Settlement with the DOJ - A Turning Point for Credit Union Lending
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.
October 3, 2024
2 minutes
Climate Risk Data for Credit Unions: Assessing and Mitigating Mortgage Lending Risks
How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness
How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness
September 4, 2024
3 minutes
FHA Lending: Brokers Defy Market Odds, TPO Channel Surges in 2024
Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans
Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans
August 2, 2024
2 minutes
Polygon Research’s Insights on Mortgage Loan Costs: Response to CFPB’s RFI on Fees
Loan costs and the role of data
Loan costs and the role of data
July 29, 2024
3 minutes
HMDAVision is All You Need: Avoiding the 3 Top Reasons for Bad HMDA Takes
Tips for better HMDA analysis
Tips for better HMDA analysis