Blog
What Does the ARM Comeback Mean for Mortgage Lenders in 2025?
5 minutes
November 3, 2025
Explore the implications of adjustable-rate mortgages (ARMs) resurgence for lenders in 2025. Polygon Research's analysis offers forward-looking insights via HMDA, Census, RMBS, and FHA data, covering risks, opportunities, and strategies in evolving housing finance.
Explore the implications of adjustable-rate mortgages (ARMs) resurgence for lenders in 2025. Polygon Research's analysis offers forward-looking insights via HMDA, Census, RMBS, and FHA data, covering risks, opportunities, and strategies in evolving housing finance.
March 2, 2022
15 minutes
What is the largest source of unsubsidized affordable housing?
Manufactured housing plays a crucial role in increasing affordable housing supply.
Manufactured housing plays a crucial role in increasing affordable housing supply.
February 28, 2022
5 minutes
The intersection between competing for business and serving your community
January 26, 2021
5 minutes
Mind the Gap: Minority Lending Landscape
We take a look at the disparate impact terrain with regard to how individual lenders can utilize HMDA data to inform themselves of gaps in their lending practices in order to mitigate regulatory risk and potential litigation.
We take a look at the disparate impact terrain with regard to how individual lenders can utilize HMDA data to inform themselves of gaps in their lending practices in order to mitigate regulatory risk and potential litigation.
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February 5, 2021
5 minutes
FHA Lending December 2020
A review of FHA production results based on HUD's monthly Single-Family SnapShot Data
A review of FHA production results based on HUD's monthly Single-Family SnapShot Data
February 16, 2021
10 minutes
Mind the Gap: Single-Family Lending
Regulators and lending institutions have started to address structural barriers in US lending to minorities.
Regulators and lending institutions have started to address structural barriers in US lending to minorities.