Median-based metrics of housing affordability hide more than they reveal.
Polygon Research built a different approach: an Affordability Index drawn from real loan-level data across 84,414 census tracts and every county, scalable to ZIP code or MSA, filterable by borrower demographics, loan type, and rate environment.
CEO Val Buresch and CTO Greg Oliven walk through how it is built, what it reveals, and how to use it to understand what is driving affordability market by market.
For lenders, lending executives, analysts, CRA officers, researchers, and journalists who need more than a headline number.