10 largest U.S. mortgage markets by origination volume. 2024 HMDA Data

CityPAI (0-100)Payment BurdenPrice BurdenDownpayment Burden
Houston
72
17.3%
2.5
41.1%
Miami
67
19.8%
2.6
56.3%
Chicago
66
19.7%
2.8
53.8%
Dallas
66
19.6%
2.8
51.3%
Los Angeles
65
21.5%
2.4
64.9%
Phoenix
65
20.2%
2.9
59.5%
Philadelphia
62
21.9%
2.9
58.5%
Atlanta
60
22.5%
3.1
56.8%
Washington, DC
56
23.8%
3.5
66.8%
New York
54
24.7%
3.3
84.8%