Understanding the Non-QM Market

The Non-QM opportunity is real. But where is it in your market, and who's already winning it?

We'll show how Polygon Research identifies and classifies Non-QM loans using public data, and what that reveals about market structure, pricing, competition, and borrower profiles nationally and locally.

Joined by mortgage consultant Dana Georgiou, who advises small and mid-sized lenders on Non-QM strategy and operations, we'll walk through a repeatable framework for analyzing Non-QM in your market—loan-level characteristics, pricing patterns, competitive positioning, and the demographic factors driving demand.

You'll learn:

• How Non-QM is identified at the loan level (interest-only, balloon, alt-doc, DTI)
• Market structure: product mix, pricing dynamics, competitive landscape
• How to use Census data to contextualize local demand
• How to assess whether Non-QM fits your business model and where to focus

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Who is it for:

• Lenders and brokers exploring or expanding Non-QM
• Executives evaluating Non-QM as a growth opportunity
• Product and sales leaders targeting Non-QM segments
• Anyone wanting data-driven clarity on Non-QM market opportunity