Research
Market Trends & Geographic Insights
Loan Product Trends & Insights
Borrower Insights
Competitive & MLO Performance Insights
Fair Lending intelligence
End-to-End mortgage analytics coverage
Enablement, learning & team advantage
Pricing and Licensing
Polygon Research and Coheus HMDA Premium overlap in lender comparisons, geographic mortgage research and product analysis. Coheus advertises county and census-tract maps, application and origination metrics, product tables, fallout analysis, exports and four filing years of lender history. Polygon’s HMDAVision supports detailed HMDA analytics for all available HMDA filing years within a broader mortgage and housing intelligence platform.
Start with a question that goes beyond lender rank
Suppose your team is evaluating purchase lending in a county. A ranking identifies the largest lenders. The next questions concern the borrowers they reach, their product mix, rates and upfront costs, application outcomes and the neighborhoods where lending differs. HMDAVision lets teams investigate those questions using loan-level HMDA data, consistent filters, Census and FFIEC context, and custom peer comparisons. It supports Non-QM segmentation and fair lending scans across redlining, marketing, underwriting, pricing and steering. These scans help focus further review.
Put mortgage activity in its housing-market context
Polygon’s broader data foundation adds household and housing microdata, county-recorder transactions, agency and FHA activity, loan performance and natural-hazard context. Teams can examine demand, competition, borrower access and risk across these perspectives. Coverage and update schedules vary by source; Polygon documents sources, vintages and analytical assumptions so users can understand the evidence behind a result.
Use the data through dashboards, AI and practical training
MortgageData.ai provides plain-English answers computed from structured mortgage and housing datasets, with source and vintage information. Eligible plans also support access through MCP-compatible AI tools. Polygon Academy and use-case webinars help teams develop the skills to frame questions, interpret results and apply the analysis.
Compare the subscription you will actually buy
Coheus’s standalone HMDA Premium plan is separate from the full Coheus App workspace. Its public Premium page also advertises income intelligence, community reach, Cohi Chat, briefings and team tools. Buyers should confirm which of those capabilities are included in the standalone subscription. Polygon buyers should likewise match their needs to the appropriate plan: Pro dashboards and Premium history, downloads and team access have different entitlements.
Why choose Polygon Research?
Choose Polygon when your team needs to investigate how mortgage markets work: who borrows, who lends, how loans are priced, where access differs and what housing, agency and performance data add to the picture. Bring a real market question to a guided HMDAVision trial and follow the analysis into the details that matter to your decision.
Comparison reviewed October 19, 2026. Green checks in the Coheus column indicate capabilities verified in the reviewed materials against the row description. Unmarked cells require further verification and do not indicate that a capability is unavailable. Polygon capabilities shown across this comparison span its product suite; availability depends on subscription.
Sources: Coheus Premium features; Coheus standalone plan selector; HMDAVision; Polygon data and methodology; MortgageData.ai; Polygon Academy.
Coheus HMDA Premium is listed at $950 per month or $10,450 billed annually, equivalent to $870.83 per month. The onboarding plan selector describes a standalone HMDA research subscription with saving, printing, exports, expanded lender comparisons and up to four years of history where available. It explicitly excludes the full Coheus App workspace. Coheus describes an organization subscription; confirm user access and final terms at checkout.
Polygon Research offers a free MortgageData.ai plan with 15 answers per month. Individual is $49 per month or $490 annually and provides AI answers and a report credit; it does not include the Professional dashboard bundle.
For HMDA dashboard access, Professional is $249 per month or $2,490 annually and includes HMDAVision, CensusVision and MBS Pivot Pro dashboards, 500 answers per month and three report credits. Additional users are $199 per month each.
Executive is $2,400 per month or $24,000 annually for five seats. It includes Vision Premium with eight years of HMDA history, trends, downloads and NMLS MLO analytics, plus Pulse Premium, unlimited answers per seat and MCP access with usage billed separately.
Compare the required history, seats, exports and AI access alongside the subscription price. A free DataBank, a free AI plan and a guided dashboard trial provide different ways to evaluate a product.
Pricing reviewed October 19, 2026. View Polygon plans and current entitlements. View Coheus plan selection.
Polygon Research, the best mortgage market intelligence platform
Instant access to mortgage market intelligence
It is a single source of truth that eliminates the friction of "requesting access" and puts the data where it belongs: in your hands.
Manage everything with our end-to-end intelligence platform
We deliver this at the loan-level, giving you the power to manage your entire strategy without blind spots.
Experience intuitive mortgage market intelligence
Get instant answers with repeatable, stunning visualizations that are ready to share—with total confidence—in boardrooms, investor decks, or with borrowers.
"Polygon Research is the gold standard for HMDA data. Their tools are easy to use, their data updates are the fastest in the industry, and their team is exceptionally resourceful. If you need clarity and speed in mortgage data, this is the team to work with."
"When I need to quickly evaluate a specific loan segment, I use Polygon Pulse. MBS Pivot’s loan-level originations data across all three agencies makes it easy to scope analysis to precise ranges—such as loans under $125,000—without friction."
"The team at Polygon Research is outstanding. Their training helped me master data wrangling and analysis, giving me the confidence to 'meet the moment' as a mortgage analyst. Highly recommended for anyone looking to level up their data game."
"HMDAVision is our premier source for HMDA data. The platform is fast, accurate, and easy to use. It’s essential for tracking lender rankings and volumes, allowing us to quickly turn raw data into actionable insights for our clients."
"HMDAVision goes beyond compliance to offer a whole new perspective on your lending activity and market impact. It’s an essential tool for any serious lender looking to turn data into a powerful narrative for both fair lending and marketing."
