Polygon Vision unlocks 8 years of loan-level HMDA mortgage data. Analyze the entire market—from national trends down to individual loan records—with the fastest query engine in the industry.
Full-year 2025 HMDA data — 6.8 million loans, $2.4 trillion in origination volume — now live in HMDAVision.
The 2025 Home Mortgage Disclosure Act (HMDA) data is now available, covering every reported mortgage origination in the United States for the full calendar year. With 6.8 million loans and $2.4 trillion in origination volume, the 2025 mortgage market grew 10.1% by loan count and 17.8% by dollar volume compared to 2024. The leaderboards below rank the top 10 mortgage lenders in 2025 by both origination count and dollar volume, sourced directly from the HMDA Loan Application Register (LAR) and analyzed in HMDAVision by Polygon Research.
| Rank | Lender | Originations |
|---|---|---|
| 1 | Rocket Mortgage, LLC | 429K |
| 2 | United Wholesale Mortgage, LLC | 422K |
| 3 | CrossCountry Mortgage, LLC | 125K |
| 4 | PennyMac Loan Services, LLC | 101K |
| 5 | JPMorgan Chase Bank, N.A. | 94K |
| 6 | loanDepot.com, LLC | 92K |
| 7 | Bank of America, N.A. | 89K |
| 8 | Guild Mortgage Company LLC | 86K |
| 9 | Mortgage Research Center, LLC | 83K |
| 10 | Navy Federal Credit Union | 81K |
| Rank | Lender | Volume |
|---|---|---|
| 1 | United Wholesale Mortgage, LLC | $164.3B |
| 2 | Rocket Mortgage, LLC | $116.2B |
| 3 | JPMorgan Chase Bank, N.A. | $66.3B |
| 4 | CrossCountry Mortgage, LLC | $49.1B |
| 5 | Wells Fargo Bank, N.A. | $48.2B |
| 6 | Bank of America, N.A. | $37.3B |
| 7 | PennyMac Loan Services, LLC | $35.4B |
| 8 | U.S. Bank National Association | $33.0B |
| 9 | Guaranteed Rate, Inc. | $29.2B |
| 10 | Mortgage Research Center, LLC | $27.5B |