MBS Highway and Polygon Research both help mortgage professionals respond to changing market conditions, but the overlap is limited. The $199.95 MBS Highway product is primarily a sales-enablement toolkit: national rate and economic commentary, live MBS and Treasury indicators, lock and refinance alerts, calculators, training and client-facing content. Its market interpretation is largely national and editorial, including Barry Habib’s video insights and licensed commentary such as Kiplinger letters.
The property reports and calculators are built around a supplied address or user-entered scenario. They can support borrower conversations, but they are not a way to size local mortgage markets, analyze origination activity by geography or trace findings to clearly identified mortgage and community datasets. Some area and demographic information appears in related reports, although the tested experience did not clearly show its source, freshness, methodology or availability within the $199.95 plan.
Polygon Research is a governed, self-serve intelligence environment. It connects mortgage origination, application, county-recorder, MLO, borrower and community, agency and FHA, product and credit-box, Non-QM, fair-lending, affordability, peer and environmental-risk data. Users can move from national views to states, counties, census tracts, lenders, products, borrowers and workforces, with sources, dates, definitions and caveats visible.
MBS Highway is a focused choice for individual originators who want national market commentary, calculators, alerts and prepared sales content. Polygon Research is the more comprehensive choice for MLO recruiters and mortgage organizations that need to size markets, evaluate local opportunity, recruit, design products, benchmark peers, manage compliance and assess risk from one analytical environment.
MBS Highway publishes its core subscription at $199.95 per month and offers a free trial for that product. Its pricing page lists ListReports Elite + Agent Intel at $249 per month and Home Report at $169 per month; both direct buyers to contact sales rather than offering the same self-serve trial. Presentation Expressway is another $19.95 per month or $199.95 per year. Highway notes annual discounts and bundled pricing may be available, so buyers should confirm which products, logins and add-ons are included.
Polygon Research provides nationwide access starting at $199 per month or $166 per month billed annually. Pricing is public, access is browser-based, and customers can choose monthly or annual subscriptions. MortgageData.ai also has a forever-free tier.
The published entry prices are nearly identical, but the products are different. MBS Highway’s core plan emphasizes national commentary, alerts, calculators, training and prepared sales content. Polygon Research provides granular, sourced mortgage intelligence for market sizing, recruiting, product, peer, compliance and risk decisions, with an AI assistant across connected datasets.
"Polygon Research is the gold standard for HMDA data. Their tools are easy to use, their data updates are the fastest in the industry, and their team is exceptionally resourceful. If you need clarity and speed in mortgage data, this is the team to work with."
"When I need to quickly evaluate a specific loan segment, I use Polygon Pulse. MBS Pivot’s loan-level originations data across all three agencies makes it easy to scope analysis to precise ranges—such as loans under $125,000—without friction."
"The team at Polygon Research is outstanding. Their training helped me master data wrangling and analysis, giving me the confidence to 'meet the moment' as a mortgage analyst. Highly recommended for anyone looking to level up their data game."
"HMDAVision is our premier source for HMDA data. The platform is fast, accurate, and easy to use. It’s essential for tracking lender rankings and volumes, allowing us to quickly turn raw data into actionable insights for our clients."
"HMDAVision goes beyond compliance to offer a whole new perspective on your lending activity and market impact. It’s an essential tool for any serious lender looking to turn data into a powerful narrative for both fair lending and marketing."
