Blog

2024 Top Mortgage Lenders
5 minutes
April 1, 2025
Polygon Research Unveils 2024’s Top Mortgage Lenders via HMDAVision.
Polygon Research Unveils 2024’s Top Mortgage Lenders via HMDAVision.
More blog posts

January 15, 2025
7 minutes
Reflections on Three Financial Crises
Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights
Insights from FDIC Chairman Martin Gruenberg and Polygon Research's Data Insights

December 18, 2024
2 minutes
Fed Rate Cut 2024: What It Means for Mortgage Lenders
The Fed policy rate is now a full percentage point below its peak
The Fed policy rate is now a full percentage point below its peak

November 15, 2024
5 minutes
Refi Gains Momentum with Rates Dipping Below 6%
October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.
October 2024 saw mortgage rates slip below 6% for the first time in over a year, following recent Fed rate cuts. This dip boosted refinance demand, particularly for VA and USDA loans, which offered the most competitive rates. Dive into the latest trends with MBS Pivot’s interactive dashboards for a deeper look at loan products, market strategies, and competitive insights.

November 1, 2024
5 minutes
Why Shallow Fair Lending Analysis Hurts Both Lenders and Consumers
The importance of putting fair lending at the heart of lender's operations.
The importance of putting fair lending at the heart of lender's operations.

October 12, 2024
5 minutes
Citadel Credit Union’s Settlement with the DOJ - A Turning Point for Credit Union Lending
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.
While Citadel’s case is the first time a credit union has faced federal redlining charges, it’s also an opportunity for reflection and improvement—not just for Citadel, but for the entire credit union industry.

October 3, 2024
2 minutes
Climate Risk Data for Credit Unions: Assessing and Mitigating Mortgage Lending Risks
How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness
How Credit Unions Can Leverage Climate Risk Data for Disaster Preparedness

September 4, 2024
3 minutes
FHA Lending: Brokers Defy Market Odds, TPO Channel Surges in 2024
Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans
Despite Rising Rates and Tight Inventory Brokers Capture Growing Share of FHA Loans

August 2, 2024
2 minutes
Polygon Research’s Insights on Mortgage Loan Costs: Response to CFPB’s RFI on Fees
Loan costs and the role of data
Loan costs and the role of data

July 29, 2024
3 minutes
HMDAVision is All You Need: Avoiding the 3 Top Reasons for Bad HMDA Takes
Tips for better HMDA analysis
Tips for better HMDA analysis

June 7, 2024
3 minutes
FHA Lending Surge Signals Good News for First-Time Homebuyers and Existing Homeowners
The latest FHA Pivot update for April 2024 brings encouraging news for the housing market.
The latest FHA Pivot update for April 2024 brings encouraging news for the housing market.

June 3, 2024
5 minutes
Strategic Planning for Credit Unions: Leveraging Polygon Research Apps for Data-Driven Decision Making
In today's rapidly evolving financial landscape, credit unions face a unique set of challenges and opportunities. To thrive in this competitive environment, strategic planning is crucial. But how can credit unions make informed decisions that align with their mission of serving members and communities?
In today's rapidly evolving financial landscape, credit unions face a unique set of challenges and opportunities. To thrive in this competitive environment, strategic planning is crucial. But how can credit unions make informed decisions that align with their mission of serving members and communities?