Blog

Credit Union Secondary Market Strategy: Hold or Sell?
8 min
September 17, 2026
Updated on:
September 17, 2026
Explore credit union agency sales, GSE seller patterns and loan characteristics, with five ALCO questions to guide your 2027 hold-or-sell planning.
Explore credit union agency sales, GSE seller patterns and loan characteristics, with five ALCO questions to guide your 2027 hold-or-sell planning.

March 10, 2022
10 minutes
Automated Valuation Models (AVM)
Is there an alignment problem in mortgage AI?
Is there an alignment problem in mortgage AI?

March 9, 2022
5 minutes
What is HMDA Geographic Granularity
Explaining what it is, and the analysis that can be done with HMDA data
Explaining what it is, and the analysis that can be done with HMDA data

March 2, 2022
15 minutes
What is the largest source of unsubsidized affordable housing?
Manufactured housing plays a crucial role in increasing affordable housing supply.
Manufactured housing plays a crucial role in increasing affordable housing supply.

February 28, 2022
5 minutes
The intersection between competing for business and serving your community

January 26, 2021
5 minutes
Mind the Gap: Minority Lending Landscape
We take a look at the disparate impact terrain with regard to how individual lenders can utilize HMDA data to inform themselves of gaps in their lending practices in order to mitigate regulatory risk and potential litigation.
We take a look at the disparate impact terrain with regard to how individual lenders can utilize HMDA data to inform themselves of gaps in their lending practices in order to mitigate regulatory risk and potential litigation.
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February 5, 2021
5 minutes
FHA Lending December 2020
A review of FHA production results based on HUD's monthly Single-Family SnapShot Data
A review of FHA production results based on HUD's monthly Single-Family SnapShot Data

February 16, 2021
10 minutes
Mind the Gap: Single-Family Lending
Regulators and lending institutions have started to address structural barriers in US lending to minorities.
Regulators and lending institutions have started to address structural barriers in US lending to minorities.

February 7, 2022
7 min
Loan Production Growth Strategies: Where, What, and Who in 2026
The three questions behind a production plan have not changed since 2022. The answer to the third one has. What the 2026 purchase market, the amended Regulation B, and 2025 HMDA data mean for where lenders grow.
The three questions behind a production plan have not changed since 2022. The answer to the third one has. What the 2026 purchase market, the amended Regulation B, and 2025 HMDA data mean for where lenders grow.

February 16, 2022
7 minutes
Home Improvement Opportunity
How to size up the home improvement lending opportunity
How to size up the home improvement lending opportunity











































